So you have insurance for your house right? It will protect you against fires right? It will protect you against floods right? WRONG! Most homeowner insurance policies do NOT protect against floods! To all my sexy eduKaytees in the CA burn areas, I know you have learned this lesson the hard way!
The fact is this: no matter where you live, you are at risk for floods. Mother Nature is one mean fucking bitch and she doesn't hold anything back anymore. With global warming and level 5 hurricanes named after me, you never know what to expect. So be fucking prepared.
Call your insurance agent about flood insurance and earthquake insurance if you haven't already done so. Ask about multi-line discounts like at Statefarm the more insurance policies you have with them, the more discounts you get! They're my personal favorite.
Consider yourself eduKayted.
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